It seems to me that the beginning of this current fiscal crisis was in the well-meaning attempt during the 70's to provide affordable housing in all sections of a community. It was to put an end to so-called red-lining and to make it possible for low-income minorities, in particular, to find mortgages at their local lending institutions and thus buy a house. Over time, many low-income people, Realtors, lending institutions, social activists and politicians (especially Democrats) foolishly used and serious abused legislation and policies for selfish gain.
It is a complex systemic evil we are facing. Getting individual sinners saved is not going to unravel and fix it. That would be helpful, but it is more important to challenging the way Americans as a society live and do business and to bring Biblical, moral principles to bear on that. Here are more helpful links-
http://www.reformedliving.org/
http://www.newsweek.com/id/161936/page/1
http://article.nationalreview.com/?q=NGRjODM1MTJlOGZiZDk2ODI4NTUzMWMxYjgwMjliMGQ=
http://article.nationalreview.com/?q=NDI1MzA0ZDBjODUyYTE5NTBiOWI0OGM0YTM5NWQxMmY=
http://en.wikipedia.org/wiki/Community_Reinvestment_Act